Personal Savings & Money Market

Safety, convenience and the rates you need to make your savings grow!

Choose!

The One I want must have...

  • the earning power of a savings account plus accessibility by check!
  • flexible withdrawal privileges and a low minimum daily balance
  • benefits for children under age 18!
  • rewards for higher balances!
  • exclusive benefits for JMU Alumni
  • helps save for current and future medical expenses

  • Compare!

    Account Name Learn More Minimum to Open Minimum Daily Balance Interest Transactions
    Personal Money Market More» $500 $1,250 Yes, paid on all balances 6 per month

    Savings account with convenient access to your funds.

    • No age or relationship requirements
    • $500 minimum to open
    • 6 transactions per statement cycle; $10 per transaction thereafter
    • FREE Online Banking
    • FREE Telephone Banking
    • Ready Reserve available
    • Imaged and combined statements (paper or electronic)
    • $1,250 balance to avoid service charge
    • $7 (below minimum) monthly service charge
    • Interest paid on all balances
    • No annual fee Visa Check Card or ATM Card available
    • FREE transactions at any StellarOne ATM!
    • 3 free check copies per month
    Personal Savings More» $25 $100 Yes, with $100 daily minimum balance 6 per month

    Traditional savings for everyday needs.

    • No age or relationship requirements
    • $25 minimum to open
    • 6 transactions per one month cycle permitted; $1 for each transaction thereafter
    • FREE Online Banking
    • FREE Telephone Banking
    • Combined statements (paper or electronic)
    • $100 balance to avoid service charge
    • $2 (below minimum) monthly service charge
    • $100 minimum to earn interest. Compounded and paid monthly.
    • ATM card available
    • FREE transactions at any StellarOne ATM!

    NEW! Open a Personal Savings Account Now!

    Minor Savings More» $5 None Yes, paid on all balances 6 per month

    Great account for those learning to save.

    • Must be under 18 years of age to open
    • $5 minimum to open
    • 6 transactions per one month cycle permitted; $1 for each transaction thereafter
    • FREE Online Banking
    • FREE Telephone Banking
    • Combined statements
    • No minimum balance required to avoid service charge
    • No monthly service charge
    • Interest paid on all balances. Compounded and paid monthly.
    • ATM card available
    • FREE transactions at any StellarOne ATM!
    Earn More Savings More» $5,000 $5,000 Yes, with $100 daily minimum balance 6 per month

    Account with higher interests for higher balances!

    • No age or relationship requirements
    • $5,000 minimum to open
    • 6 transactions per one month cycle permitted; $1 for each transaction thereafter
    • FREE Online Banking
    • FREE Telephone Banking
    • Combined statements
    • $5,000 minimum balance required to avoid service charge
    • $5 (below minimum) monthly service charge
    • $100 minimum to earn interest. Compounded and paid monthly.
    • ATM card available
    • FREE transactions at any StellarOne ATM!
    Health Savings Account More» $25 None Yes, paid on all balances Unlimited

    A unique savings account for high-deductible health plan (HDHPs) participants.

    • No annual fee
    • First order of StellarOne HSA checks free
    • Free monthly eStatements or paper statements with images of cancelled checks
    • Unlimited check writing privileges

    To learn more about Health Savings Accounts, please visit www.irs.gov and reference the current year Publication 969.

    JMU Alumni Banking Savings More» $25 $100 Yes, with $100 daily minimum balance 6 per month

    Watch your savings grow while providing support to JMU!

    • Minimum daily balance requirement of $100 to avoid a $2 monthly service charge
    • Earn a premium interest rate
    • Interest paid on $100 minimum daily balance
    • Use any ATM, anywhere for FREE!

    Open a JMU Alumni Banking Savings Account Now!

    Important Disclosure for Limited Transaction Accounts.

    For Money Market Accounts and Savings Accounts, withdrawals are limited in accordance with Federal Banking Regulations. Transfers from a Money Market or Savings Account to another account of the depositor at the same institution or to third parties by pre-authorized, automatic, Internet, telephone transfer or check are limited to six per statement cycle (six per month for savings accounts). For Money Market Accounts and Savings Accounts, if activity for a monthly/cycle exceeds this limit, a fee per withdrawal will apply and we may be required to change your account (Money Market/ Savings Account) to one with no withdrawal limits, a non-interest bearing account or to close the account.