Personal Savings & Money Market

Safety, convenience and the rates you need to make your savings grow!

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Account Name Learn More Minimum to Open Minimum Daily Balance Interest Transactions
Personal Money Market More» $500 $1,250 Yes, paid on all balances 6 per month

Savings account with convenient access to your funds.

  • No age or relationship requirements
  • $500 minimum to open
  • 6 per month; $10 charge per check above minimum
  • FREE Online Banking
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements
  • $1,250 balance to avoid service charge
  • $7 (below minimum) monthly service charge
  • Interest paid on all balances
  • No annual fee with ATM/Visa Check Card; POS transactions prohibited
  • Unlimited free ATM transactions* - anywhere!
  • 3 free check copies per month
Personal Savings More» $25 $100 Yes, with $100 daily minimum balance 6 per month

Traditional savings for everyday needs.

  • No age or relationship requirements
  • $25 minimum to open
  • 6 transactions per month permitted; $1 for each transaction thereafter
  • FREE Online Banking
  • FREE Telephone Banking
  • Combined statements
  • $100 balance to avoid service charge
  • $2 (below minimum) monthly service charge
  • $100 minimum to earn interest. Compounded and paid monthly.
  • ATM card available
  • Unlimited free ATM transactions* - anywhere!

NEW! Open a Personal Savings Account Now!
Minor Savings More» $5 None Yes, paid on all balances 6 per month

Great account for those learning to save.

  • Must be under 18 years of age to open
  • $5 minimum to open
  • 6 transactions per month permitted; $1 for each transaction thereafter
  • FREE Online Banking
  • FREE Telephone Banking
  • Combined statements
  • No minimum balance required to avoid service charge
  • No monthly service charge
  • Interest paid on all balances. Compounded and paid monthly.
  • ATM card available
  • Unlimited free ATM transactions* - anywhere!
Earn More Savings More» $5,000 $5,000 Yes, with $100 daily minimum balance 6 per month

Account with higher interests for higher balances!

  • No age or relationship requirements
  • $5,000 minimum to open
  • 6 transactions per month permitted; $1 for each transaction thereafter
  • FREE Online Banking
  • FREE Telephone Banking
  • Combined statements
  • $5,000 minimum balance required to avoid service charge
  • $5 (below minimum) monthly service charge
  • $100 minimum to earn interest. Compounded and paid monthly.
  • ATM card available
  • Unlimited free ATM transactions* - anywhere!
VT Alumni Banking Savings More» $25 $100 Yes, with $100 daily minimum balance 6 per month

Watch your savings grow will providing support to Virginia Tech!

  • Minimum daily balance requirement of $100 to avoid a $2 monthly service charge
  • Earn a premium interest rate
  • Interest paid on $100 minimum daily balance
  • Free ATM transactions at all StellarOne ATMs, PLUS refund of all ATM fees from any non-StellarOne ATM owner

Open a VT Alumni Banking Savings Account Now!
Health Savings Account More» $25 None Yes, paid on all balances Unlimited

A unique savings account for high-deductible health plan (HDHPs) participants.

  • No annual fee
  • First order of StellarOne HSA checks free
  • Free monthly eStatements or paper statements with images of cancelled checks
  • Unlimited check writing privileges

To learn more about Health Savings Accounts, please visit www.irs.gov and reference the current year Publication 969.

*Charges may be imposed by non-StellarOne ATM owners.

Important Disclosure for Limited Transaction Accounts.

For Money Market Accounts and Savings Accounts, withdrawals are limited in accordance with Federal Banking Regulations. Transfers from a Money Market or Savings Account to another account of the depositor at the same institution or to third parties by pre-authorized, automatic, Internet, or telephone transfer are limited to six per statement cycle (six per month for savings accounts). For Money Market Accounts and Savings Accounts, if activity for a monthly/cycle exceeds this limit, a fee per withdrawal will apply and we may be required to change your account (Money Market/ Savings Account) to one with no withdrawal limits, a non-interest bearing account or to close the account.