Personal Checking

Open ANY personal checking account with just $25!

  • Get unlimited check writing!
  • Enjoy FREE Telephone Banking, Online Services and Bill Pay

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Account Name Learn More Requirements Minimum Balance Service Charge Interest
Simply Free Checking More» None None None None

Simply Free Checking

Free checking that fits most any need!

  • No age or relationship requirements
  • $25 minimum to open
  • Unlimited transactions
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Telephone Banking
  • Available Ready Reserve
  • Imaged and combined statements
  • No minimum balance to avoid service charge
  • No monthly service charge
  • No annual fee with ATM/Visa Check Card
  • $1.50 fee at all non–StellarOne ATMs

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Fantastic 50+ Free Interest Checking More» Must be 50 years of age or better None None Yes

Fantastic 50+ Free Interest Checking

Perfect for those 50 years old and better who want to earn interest!

  • Must be 50 years old or better to open
  • $25 minimum to open
  • Unlimited transactions
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Telephone Banking
  • Group travel opportunities
  • Quarterly newsletter
  • Ready Reserve available
  • Imaged and combined statements
  • No minimum balance to avoid service charge
  • No monthly service charge
  • Interest–bearing
  • No annual fee with ATM/Visa Check Card
  • $1.50 fee at all non–StellarOne ATMs

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Easy Free Interest Checking More» Direct deposit or direct debit is required None None Yes

Easy Free Interest Checking

Great account for those with direct deposit!

  • Direct deposit or direct debit is required
  • $25 minimum to open
  • Unlimited transactions
  • FREE Online Banking
  • FREE online Bill Pay
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements
  • No minimum balance to avoid service charge
  • No monthly service charge
  • Interest–bearing
  • No annual fee with ATM/Visa Check Card
  • $1.50 fee at all non–StellarOne ATMs

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High Performance Interest Checking More» None $1,000 $8 if below minimum balance Yes, see details.

High Performance Interest Checking

For those who keep a higher minimum balance and want to earn interest.

  • No age or relationship requirements
  • $25 minimum to open
  • Unlimited transactions
  • $1,000 minimum balance to avoid service charge
  • $8 service charge if below minimum balance
  • FREE Online Banking
  • FREE online Bill Pay
  • FREE Telephone Banking
  • Ready Reserve available
  • Imaged and combined statements
  • Higher interest paid on the entire balance when a minimum balance of $2,500 is maintained. Lower rate if balance falls below $2,500.
  • No annual fee with ATM/Visa Check Card
  • $1.50 fee at all non–StellarOne ATMs

Inquire Now