Payment Processing Solutions

Our services include:

· Multiple authorization networks and transaction processing options

· Experienced and dedicated sales staff support

· Quick and easy electronic application process

· Online access to application tracking system

· National processing capabilities

· Comprehensive 24/7 online reporting

· ACH processing and check verification

· Automated in-house chargeback/retrieval processing system providing 24-hour turnaround

· 24/7 in-house merchant help desk

· 48-hour merchant settlement

Our processing expertise empowers you to become more efficient in operations, expand your customer base and boost your bottom line.

Our innovative product offerings include:

PayFox^®: You’ll always be ready to do business with our mobile processing app for iPhone^*. You can process Visa^®, MasterCard^®, Discover^® and American Express^® cards, plus signature debit cards. PayFox features:

· Single-screen entry for speed and convenience

· Secure connection and transmission via SSL

· Verification or decline notification within seconds

TransAction Express^TM: This robust payment gateway gives you complete control of your credit and signature debit card payment acceptance, wherever you are. Capabilities include:

· Real-time transaction processing

· Recurring billing with tokenization for both one-time and recurring (automatic and manual) payments

· Direct swipe via USB with no additional software

TransLink: This user-friendly Internet-based reporting system helps you manage payment processing from any web-enabled PC. TransLink includes:

· Comprehensive activity reports that provide access to all payment card transactions

· User controls that allow merchants to create reports based on the information they need

· Online response to chargebacks and retrievals

TransFreedom^TM: With this bundled pricing package, merchants free themselves from complicated statement reconciliation. TransFreedom combines a number of monthly charges into one single low monthly fee that’s less than the cost of the individual fees. It’s serious savings made simple:

· No hidden fees – statements clearly explain all charges

· Merchant’s choice of fee tier based on monthly processing volume

· Cost flexibility allows merchants to grow and still maintain low fees

Data Breach Security Program: This program offers you financial protection in the event of a security breach, saving potentially hundreds of thousands of dollars in fines and related expenses – all for a low monthly fee. The program covers:

· An industry-mandated audit for a suspected breach

· Card replacement costs and related expenses

· Industry assessments and fine

Enjoy state-of-the-art payment processing with the financial institution you trust – it’s the best way to grow your business and increase revenues with confidence.