StellarOne Merchant Capture

Despite advances in technology, businesses still deposit checks the old–fashioned way. Someone from the company has to stop work and physically deliver the checks all the way over to the branch. But now there is a modern and amazingly fast alternative: StellarOne Merchant Capture. This simple solution allows you or employees to scan checks and deposit them directly into your business account from any of your offices or business locations. A result of the Check21 Act*, StellarOne can now accept all scanned check images for deposit and clearing.

Here’s how StellarOne Merchant Capture works:

StellarOne Merchant Capture is deployed at any of your business locations, utilizing a low–cost check–imaging scanner that we provide you, checks for deposit are scanned and their images captured on the computer. After verifying the images and balances, everything is transmitted via the Internet and a secure file transfer. Your deposit is credited to your accounts. It’s that fast and simple.

The StellarOne Merchant Capture solution supports capturing and processing either traditional check deposits and/or retail remittance work consisting of coupons and checks. StellarOne will configure the application to meet your business’s specific processing needs.

StellarOne Merchant Capture lets you concentrate on running your business, not running to the branch. And that results in saved time and money plus:

  • Eliminates the need to drive to the branch to make deposits
  • Decreases transportation costs
  • Deposits can be made sooner and more frequently to different accounts
  • Earlier deposits may accelerate funds availability
  • Reduction in paper handling errors
  • Notification of returns sooner
  • Enables businesses with multiple geographic locations to maintain a single StellarOne banking relationship

So if you think it’s time to bring your check deposit activities into the 21st century, we’ll be happy to show you how.

For information regarding the terms and conditions that apply to the services mentioned, please contact your Relationship Manager or Treasury Management Services at 888-STLLAR1.

* Check Clearing for the 21st Century Act